Property Atlas

County hazard profile

Newton, TX

Texas · pop. 12,151 · FIPS 48351

Very Low
FEMA risk rating · RATING
Hurricane
dominant hazard
$5M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Newton $5M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexVery Low 27.16/100
national median ~50 lower than most counties (27th percentile)
Social vulnerabilityVery High 90.3/100
national median ~50 among the highest nationally
Community resilienceVery Low 5.44/100
national median ~50 among the lowest nationally

Recorded · NFIP flood claims RECORDED

Realized flood losses in Newton

The National Flood Insurance Program has paid 552 flood-insurance claims totaling $28.0M in Newton since 1979. The costliest year was 2017 ($15.8M paid).

Flood-insurance dollars paid by year of loss

1979: $781 paid 1980: $3,624 paid 1982: $47,285 paid 1983: $0 paid 1984: $19,144 paid 1986: $14,985 paid 1989: $296,849 paid 1990: $7,105 paid 1991: $103,261 paid 1992: $0 paid 1994: $1,426 paid 1997: $15,704 paid 1998: $69,368 paid 1999: $299,249 paid 2001: $121,263 paid 2002: $35,318 paid 2003: $9,527 paid 2005: $0 paid 2006: $488,723 paid 2008: $0 paid 2009: $103,854 paid 2014: $0 paid 2015: $15,580 paid 2016: $8,936,448 paid 2017: $15,805,381 paid 2018: $27,494 paid 2019: $17,822 paid 2020: $0 paid 2021: $46,025 paid 2024: $1,427,880 paid 2025: $49,467 paid 2017 · $15.8M 1979 2025
$28.0M
total paid
$50,659
average claim
$320K
largest single claim
55%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Newton, TX and where it ranks among U.S. counties. It is not a verdict on whether Newton is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.