Property Atlas

County hazard profile

Medina, TX

Texas · pop. 49,586 · FIPS 48325

Relatively Low
FEMA risk rating · RATING
Drought
dominant hazard
$21M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Medina $21M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Low 68.7/100
national median ~50 near the national middle (69th percentile)
Social vulnerabilityRelatively High 75.06/100
national median ~50 higher than 75% of counties
Community resilienceVery Low 18.29/100
national median ~50 among the lowest nationally

Recorded · NFIP flood claims RECORDED

Realized flood losses in Medina

The National Flood Insurance Program has paid 146 flood-insurance claims totaling $3.7M in Medina since 1980. The costliest year was 2002 ($1.6M paid).

Flood-insurance dollars paid by year of loss

1980: $0 paid 1982: $161 paid 1986: $0 paid 1987: $16,377 paid 1988: $0 paid 1991: $4,094 paid 1992: $20,023 paid 1994: $4,948 paid 1997: $147,143 paid 1998: $51,208 paid 2000: $54,589 paid 2001: $6,628 paid 2002: $1,627,977 paid 2003: $7,055 paid 2004: $82,436 paid 2007: $1,026,676 paid 2010: $334,636 paid 2012: $0 paid 2014: $0 paid 2015: $28,551 paid 2016: $165,129 paid 2020: $0 paid 2021: $32,752 paid 2025: $57,066 paid 2002 · $1.6M 1980 2025
$3.7M
total paid
$25,120
average claim
$293K
largest single claim
52%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

Also available: structured data (JSON-LD) · plain text

What this is — and is not

This is FEMA/CDC modeled hazard exposure for Medina, TX and where it ranks among U.S. counties. It is not a verdict on whether Medina is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.