Property Atlas

County hazard profile

Jones, TX

Texas · pop. 19,599 · FIPS 48253

Very Low
FEMA risk rating · RATING
Hail
dominant hazard
$9M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Jones $9M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexVery Low 37.95/100
national median ~50 lower than most counties (38th percentile)
Social vulnerabilityRelatively High 77.54/100
national median ~50 higher than 78% of counties
Community resilienceRelatively Moderate 51.08/100
national median ~50 near the national middle (51st percentile)

Recorded · NFIP flood claims RECORDED

Realized flood losses in Jones

The National Flood Insurance Program has paid 119 flood-insurance claims totaling $4.0M in Jones since 1980. The costliest year was 2007 ($1.9M paid).

Flood-insurance dollars paid by year of loss

1980: $114,036 paid 1982: $13,176 paid 1985: $1,351 paid 1987: $1,891 paid 1990: $23,367 paid 1991: $34,115 paid 1992: $69,431 paid 1994: $4,414 paid 1997: $0 paid 1999: $14,956 paid 2005: $298,922 paid 2006: $30,000 paid 2007: $1,927,849 paid 2016: $108,579 paid 2019: $25,636 paid 2020: $0 paid 2021: $1,218,606 paid 2023: $71,386 paid 2024: $0 paid 2007 · $1.9M 1980 2024
$4.0M
total paid
$33,258
average claim
$335K
largest single claim
54%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Jones, TX and where it ranks among U.S. counties. It is not a verdict on whether Jones is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.