Property Atlas

County hazard profile

Johnson, TX

Texas · pop. 179,719 · FIPS 48251

Relatively Moderate
FEMA risk rating · RATING
Tornado
dominant hazard
$71M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Johnson $71M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Moderate 86.67/100
national median ~50 higher than 87% of counties
Social vulnerabilityRelatively Low 23.22/100
national median ~50 among the lowest nationally
Community resilienceRelatively Moderate 55.47/100
national median ~50 near the national middle (55th percentile)

Recorded · NFIP flood claims RECORDED

Realized flood losses in Johnson

The National Flood Insurance Program has paid 332 flood-insurance claims totaling $4.9M in Johnson since 1979. The costliest year was 2015 ($1.7M paid).

Flood-insurance dollars paid by year of loss

1979: $104,284 paid 1980: $19,013 paid 1985: $10,962 paid 1986: $14,765 paid 1988: $403 paid 1989: $238,305 paid 1990: $22,327 paid 1991: $132,396 paid 1992: $4,433 paid 1993: $160,931 paid 1996: $0 paid 1997: $0 paid 1998: $1,082 paid 2000: $369,215 paid 2001: $1,334 paid 2002: $16,849 paid 2003: $0 paid 2004: $436,044 paid 2005: $0 paid 2006: $285,826 paid 2007: $66,424 paid 2009: $8,309 paid 2010: $578,892 paid 2011: $5,883 paid 2012: $3,152 paid 2013: $0 paid 2014: $0 paid 2015: $1,749,366 paid 2016: $26,865 paid 2018: $81,929 paid 2020: $0 paid 2021: $0 paid 2022: $79,388 paid 2023: $97,915 paid 2024: $366,604 paid 2025: $30,620 paid 2015 · $1.7M 1979 2025
$4.9M
total paid
$14,800
average claim
$208K
largest single claim
53%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

Also available: structured data (JSON-LD) · plain text

What this is — and is not

This is FEMA/CDC modeled hazard exposure for Johnson, TX and where it ranks among U.S. counties. It is not a verdict on whether Johnson is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.