Property Atlas

County hazard profile

Jackson, TX

Texas · pop. 14,955 · FIPS 48239

Relatively Low
FEMA risk rating · RATING
Hurricane
dominant hazard
$24M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Jackson $24M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Low 71.69/100
national median ~50 near the national middle (72nd percentile)
Social vulnerabilityRelatively High 68.13/100
national median ~50 near the national middle (68th percentile)
Community resilienceRelatively Low 31.77/100
national median ~50 lower than most counties (32nd percentile)

Recorded · NFIP flood claims RECORDED

Realized flood losses in Jackson

The National Flood Insurance Program has paid 232 flood-insurance claims totaling $3.4M in Jackson since 1978. The costliest year was 1994 ($1.2M paid).

Flood-insurance dollars paid by year of loss

1978: $2,682 paid 1981: $9,532 paid 1982: $4,820 paid 1985: $19,618 paid 1988: $12,200 paid 1991: $137,188 paid 1993: $1,577 paid 1994: $1,245,054 paid 1995: $1,542 paid 1997: $43,252 paid 1998: $153,582 paid 2001: $17,794 paid 2002: $0 paid 2003: $26,816 paid 2004: $230,096 paid 2006: $3,600 paid 2007: $19,223 paid 2008: $0 paid 2009: $8,092 paid 2012: $0 paid 2013: $2,976 paid 2014: $32,018 paid 2015: $241,242 paid 2017: $306,833 paid 2019: $46,798 paid 2020: $107,599 paid 2021: $256,823 paid 2023: $247,370 paid 2024: $0 paid 2025: $224,409 paid 1994 · $1.2M 1978 2025
$3.4M
total paid
$14,667
average claim
$120K
largest single claim
67%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Jackson, TX and where it ranks among U.S. counties. It is not a verdict on whether Jackson is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.