Property Atlas

County hazard profile

Hidalgo, TX

Texas · pop. 869,532 · FIPS 48215

Relatively High
FEMA risk rating · RATING
Cold Wave
dominant hazard
$310M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the highest nationally

national median $15M/yr Hidalgo $310M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively High 99.01/100
national median ~50 among the highest nationally
Social vulnerabilityVery High 92.72/100
national median ~50 among the highest nationally
Community resilienceVery Low 0.86/100
national median ~50 among the lowest nationally

Recorded · NFIP flood claims RECORDED

Realized flood losses in Hidalgo

The National Flood Insurance Program has paid 4,383 flood-insurance claims totaling $117.5M in Hidalgo since 1978. The costliest year was 2018 ($40.0M paid).

Flood-insurance dollars paid by year of loss

1978: $6,379 paid 1979: $188,842 paid 1980: $2,080,381 paid 1981: $57,473 paid 1982: $48,685 paid 1983: $85,261 paid 1984: $4,633 paid 1985: $305,843 paid 1986: $0 paid 1987: $44,225 paid 1988: $13,501 paid 1989: $36,392 paid 1990: $5,664 paid 1991: $94,627 paid 1992: $1,618 paid 1993: $17,212 paid 1994: $23,970 paid 1995: $89,116 paid 1996: $12,823 paid 1997: $73,490 paid 1998: $27,427 paid 1999: $99,526 paid 2000: $25,332 paid 2001: $177,508 paid 2002: $260,488 paid 2003: $476,648 paid 2004: $73,317 paid 2005: $63,341 paid 2006: $765,508 paid 2007: $285,239 paid 2008: $3,603,445 paid 2009: $66,833 paid 2010: $2,302,561 paid 2011: $36,201 paid 2012: $3,593,101 paid 2013: $26,808 paid 2014: $148,026 paid 2015: $5,059,161 paid 2016: $401,512 paid 2017: $1,123 paid 2018: $40,025,062 paid 2019: $6,833,986 paid 2020: $22,932,529 paid 2021: $2,511,175 paid 2022: $121,298 paid 2023: $34,869 paid 2024: $204,461 paid 2025: $24,138,691 paid 2026: $0 paid 2018 · $40.0M 1978 2026
$117.5M
total paid
$26,805
average claim
$700K
largest single claim
22%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Hidalgo, TX and where it ranks among U.S. counties. It is not a verdict on whether Hidalgo is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.