Property Atlas

County hazard profile

Haskell, TX

Texas · pop. 5,414 · FIPS 48207

Very Low
FEMA risk rating · RATING
Drought
dominant hazard
$4M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Haskell $4M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexVery Low 11.7/100
national median ~50 among the lowest nationally
Social vulnerabilityRelatively Moderate 59.83/100
national median ~50 near the national middle (60th percentile)
Community resilienceRelatively Low 34.89/100
national median ~50 lower than most counties (35th percentile)

Recorded · NFIP flood claims RECORDED

Realized flood losses in Haskell

The National Flood Insurance Program has paid 176 flood-insurance claims totaling $2.3M in Haskell since 1979. The costliest year was 2018 ($1.4M paid).

Flood-insurance dollars paid by year of loss

1979: $1,783 paid 1980: $126,140 paid 1981: $0 paid 1982: $41,631 paid 1983: $1,398 paid 1985: $5,895 paid 1986: $24,879 paid 1987: $5,341 paid 1990: $13,374 paid 1991: $1,543 paid 1992: $77,024 paid 1994: $0 paid 1997: $780 paid 1998: $20,000 paid 1999: $1,563 paid 2005: $437,057 paid 2006: $30,000 paid 2007: $16,100 paid 2015: $7,518 paid 2017: $45,000 paid 2018: $1,363,549 paid 2019: $6,752 paid 2020: $23,215 paid 2021: $32,342 paid 2024: $42,580 paid 2018 · $1.4M 1979 2024
$2.3M
total paid
$13,213
average claim
$140K
largest single claim
40%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Haskell, TX and where it ranks among U.S. counties. It is not a verdict on whether Haskell is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.