Property Atlas

County hazard profile

Guadalupe, TX

Texas · pop. 172,522 · FIPS 48187

Relatively Moderate
FEMA risk rating · RATING
Riverine Flooding
dominant hazard
$124M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

lower than most counties (38th percentile)

national median $15M/yr Guadalupe $124M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Moderate 91.51/100
national median ~50 among the highest nationally
Social vulnerabilityVery Low 18.92/100
national median ~50 among the lowest nationally
Community resilienceRelatively Moderate 50.8/100
national median ~50 near the national middle (51st percentile)

Recorded · NFIP flood claims RECORDED

Realized flood losses in Guadalupe

The National Flood Insurance Program has paid 2,455 flood-insurance claims totaling $109.5M in Guadalupe since 1978. The costliest year was 1998 ($62.6M paid).

Flood-insurance dollars paid by year of loss

1978: $676 paid 1979: $19,685 paid 1980: $21,511 paid 1981: $354,644 paid 1983: $0 paid 1985: $9,370 paid 1986: $4,579 paid 1987: $1,776 paid 1989: $1,831 paid 1990: $4,261 paid 1991: $31,387 paid 1992: $27,294 paid 1993: $3,710 paid 1994: $58,043 paid 1995: $10,809 paid 1996: $0 paid 1997: $138,206 paid 1998: $62,641,319 paid 1999: $0 paid 2000: $7,039 paid 2001: $597,571 paid 2002: $18,613,187 paid 2004: $14,652,099 paid 2006: $7,266 paid 2007: $685,320 paid 2009: $33,060 paid 2010: $7,791,874 paid 2012: $1,418 paid 2013: $484,201 paid 2015: $2,737,028 paid 2016: $39,923 paid 2017: $112,146 paid 2019: $0 paid 2020: $23,271 paid 2021: $255,728 paid 2023: $2,668 paid 2025: $146,623 paid 1998 · $62.6M 1978 2025
$109.5M
total paid
$44,611
average claim
$358K
largest single claim
70%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

Also available: structured data (JSON-LD) · plain text

What this is — and is not

This is FEMA/CDC modeled hazard exposure for Guadalupe, TX and where it ranks among U.S. counties. It is not a verdict on whether Guadalupe is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.