Property Atlas

County hazard profile

Gregg, TX

Texas · pop. 124,154 · FIPS 48183

Relatively Moderate
FEMA risk rating · RATING
Ice Storm
dominant hazard
$55M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Gregg $55M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Moderate 86.99/100
national median ~50 higher than 87% of counties
Social vulnerabilityRelatively High 60.62/100
national median ~50 near the national middle (61st percentile)
Community resilienceRelatively Low 30.18/100
national median ~50 lower than most counties (30th percentile)

Recorded · NFIP flood claims RECORDED

Realized flood losses in Gregg

The National Flood Insurance Program has paid 239 flood-insurance claims totaling $4.0M in Gregg since 1979. The costliest year was 2016 ($2.0M paid).

Flood-insurance dollars paid by year of loss

1979: $1,227 paid 1980: $14,082 paid 1981: $0 paid 1982: $9,045 paid 1983: $3,839 paid 1985: $0 paid 1986: $54,460 paid 1987: $3,256 paid 1989: $112,007 paid 1990: $24,350 paid 1991: $284,869 paid 1992: $139 paid 1993: $24,005 paid 1994: $54,693 paid 1997: $1,244 paid 1998: $4,204 paid 1999: $33,305 paid 2000: $815 paid 2001: $42,889 paid 2002: $0 paid 2003: $2,483 paid 2004: $11,065 paid 2007: $69,418 paid 2008: $84,419 paid 2009: $1,844 paid 2010: $52,836 paid 2011: $57,585 paid 2012: $0 paid 2013: $23,981 paid 2014: $210,656 paid 2015: $224,285 paid 2016: $1,997,047 paid 2017: $144,482 paid 2019: $62,217 paid 2020: $0 paid 2021: $0 paid 2022: $0 paid 2023: $181,617 paid 2024: $0 paid 2025: $197,587 paid 2016 · $2.0M 1979 2025
$4.0M
total paid
$16,694
average claim
$283K
largest single claim
46%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Gregg, TX and where it ranks among U.S. counties. It is not a verdict on whether Gregg is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.