Property Atlas

County hazard profile

Ector, TX

Texas · pop. 165,100 · FIPS 48135

Relatively Moderate
FEMA risk rating · RATING
Hail
dominant hazard
$46M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Ector $46M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Moderate 82.82/100
national median ~50 higher than 83% of counties
Social vulnerabilityRelatively Moderate 44.88/100
national median ~50 near the national middle (45th percentile)
Community resilienceVery Low 14.73/100
national median ~50 among the lowest nationally

Recorded · NFIP flood claims RECORDED

Realized flood losses in Ector

The National Flood Insurance Program has paid 187 flood-insurance claims totaling $2.4M in Ector since 1978. The costliest year was 2015 ($739K paid).

Flood-insurance dollars paid by year of loss

1978: $900 paid 1979: $28,497 paid 1982: $18,558 paid 1983: $4,376 paid 1986: $26,181 paid 1987: $3,626 paid 1990: $3,724 paid 1991: $3,222 paid 1992: $840 paid 1993: $2,329 paid 1994: $0 paid 1997: $7,843 paid 1998: $8,592 paid 1999: $65,338 paid 2000: $14,932 paid 2001: $38,000 paid 2002: $5,302 paid 2003: $0 paid 2004: $18,272 paid 2005: $4,085 paid 2006: $1,462 paid 2007: $363,612 paid 2008: $20,169 paid 2009: $2,933 paid 2010: $9,938 paid 2012: $28,765 paid 2013: $0 paid 2014: $21,968 paid 2015: $739,040 paid 2016: $210,088 paid 2017: $0 paid 2018: $0 paid 2019: $6,152 paid 2021: $91,286 paid 2022: $61,796 paid 2023: $151,539 paid 2024: $381,616 paid 2025: $21,133 paid 2026: $0 paid 2015 · $739K 1978 2026
$2.4M
total paid
$12,653
average claim
$147K
largest single claim
78%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Ector, TX and where it ranks among U.S. counties. It is not a verdict on whether Ector is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.