Property Atlas

County hazard profile

Dallas, TX

Texas · pop. 2,607,218 · FIPS 48113

Very High
FEMA risk rating · RATING
Hail
dominant hazard
$973M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the highest nationally

national median $15M/yr Dallas $973M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexVery High 99.65/100
national median ~50 among the highest nationally
Social vulnerabilityRelatively Moderate 59.13/100
national median ~50 near the national middle (59th percentile)
Community resilienceVery Low 12.95/100
national median ~50 among the lowest nationally

Recorded · NFIP flood claims RECORDED

Realized flood losses in Dallas

The National Flood Insurance Program has paid 3,440 flood-insurance claims totaling $68.8M in Dallas since 1978. The costliest year was 2015 ($9.4M paid).

Flood-insurance dollars paid by year of loss

1978: $4,206 paid 1979: $770,209 paid 1980: $353,257 paid 1981: $518,120 paid 1982: $162,015 paid 1983: $105,620 paid 1984: $21,485 paid 1985: $178,940 paid 1986: $82,137 paid 1987: $26,765 paid 1988: $286,504 paid 1989: $4,041,713 paid 1990: $5,511,536 paid 1991: $4,700,163 paid 1992: $135,061 paid 1993: $55,403 paid 1994: $698,869 paid 1995: $3,504,680 paid 1996: $209,374 paid 1997: $315,942 paid 1998: $402,795 paid 1999: $133,462 paid 2000: $383,347 paid 2001: $318,866 paid 2002: $104,787 paid 2003: $87,170 paid 2004: $7,903,552 paid 2005: $31,670 paid 2006: $4,450,408 paid 2007: $393,396 paid 2008: $733,915 paid 2009: $1,041,579 paid 2010: $153,219 paid 2011: $237,414 paid 2012: $238,505 paid 2013: $151,783 paid 2014: $180,929 paid 2015: $9,428,780 paid 2016: $967,641 paid 2017: $1,019,231 paid 2018: $4,476,529 paid 2019: $1,832,952 paid 2020: $147,870 paid 2021: $2,913,923 paid 2022: $6,697,404 paid 2023: $428,782 paid 2024: $396,051 paid 2025: $1,355,013 paid 2026: $478,364 paid 2015 · $9.4M 1978 2026
$68.8M
total paid
$19,992
average claim
$1.0M
largest single claim
57%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

Also available: structured data (JSON-LD) · plain text

What this is — and is not

This is FEMA/CDC modeled hazard exposure for Dallas, TX and where it ranks among U.S. counties. It is not a verdict on whether Dallas is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.