Property Atlas

County hazard profile

Cameron, TX

Texas · pop. 420,083 · FIPS 48061

Relatively High
FEMA risk rating · RATING
Cold Wave
dominant hazard
$165M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

near the national middle (51st percentile)

national median $15M/yr Cameron $165M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively High 97.3/100
national median ~50 among the highest nationally
Social vulnerabilityVery High 91.67/100
national median ~50 among the highest nationally
Community resilienceVery Low 6.3/100
national median ~50 among the lowest nationally

Recorded · NFIP flood claims RECORDED

Realized flood losses in Cameron

The National Flood Insurance Program has paid 7,061 flood-insurance claims totaling $184.5M in Cameron since 1978. The costliest year was 2025 ($88.7M paid).

Flood-insurance dollars paid by year of loss

1978: $9,245 paid 1979: $37,953 paid 1980: $8,291,805 paid 1981: $11,776 paid 1982: $1,172,310 paid 1983: $461,639 paid 1984: $620,375 paid 1985: $10,705 paid 1986: $62,290 paid 1987: $63,581 paid 1988: $125,634 paid 1989: $0 paid 1990: $6,081 paid 1991: $5,756,491 paid 1992: $34,176 paid 1993: $8,834 paid 1994: $31,346 paid 1995: $27,983 paid 1996: $419,864 paid 1997: $583,228 paid 1998: $108,072 paid 1999: $64,941 paid 2000: $49,861 paid 2001: $41,441 paid 2002: $588,715 paid 2003: $2,112,899 paid 2004: $1,010,615 paid 2005: $118,873 paid 2006: $50,529 paid 2007: $1,120,983 paid 2008: $22,699,753 paid 2009: $38,139 paid 2010: $1,379,141 paid 2011: $0 paid 2012: $57,179 paid 2013: $48,720 paid 2014: $374,471 paid 2015: $1,613,278 paid 2016: $37,099 paid 2017: $3,098 paid 2018: $3,925,464 paid 2019: $36,792,382 paid 2020: $2,008,997 paid 2021: $3,569,978 paid 2022: $21,749 paid 2023: $903 paid 2024: $176,632 paid 2025: $88,711,446 paid 2026: $0 paid 2025 · $88.7M 1978 2026
$184.5M
total paid
$26,124
average claim
$539K
largest single claim
24%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

Also available: structured data (JSON-LD) · plain text

What this is — and is not

This is FEMA/CDC modeled hazard exposure for Cameron, TX and where it ranks among U.S. counties. It is not a verdict on whether Cameron is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.