Property Atlas

County hazard profile

Burnet, TX

Texas · pop. 48,986 · FIPS 48053

Relatively Low
FEMA risk rating · RATING
Wildfire
dominant hazard
$26M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Burnet $26M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Low 76.62/100
national median ~50 higher than 77% of counties
Social vulnerabilityVery High 82.67/100
national median ~50 higher than 83% of counties
Community resilienceRelatively Low 35.53/100
national median ~50 lower than most counties (36th percentile)

Recorded · NFIP flood claims RECORDED

Realized flood losses in Burnet

The National Flood Insurance Program has paid 626 flood-insurance claims totaling $24.8M in Burnet since 1979. The costliest year was 2018 ($17.7M paid).

Flood-insurance dollars paid by year of loss

1979: $36,673 paid 1980: $18,409 paid 1981: $2,453 paid 1982: $0 paid 1983: $34,903 paid 1987: $8,150 paid 1989: $3,898 paid 1990: $0 paid 1991: $192,273 paid 1992: $13,437 paid 1993: $340 paid 1994: $48,968 paid 1995: $19,969 paid 1996: $0 paid 1997: $1,661,148 paid 1998: $50,286 paid 2000: $33,077 paid 2001: $32,306 paid 2002: $19,875 paid 2004: $68,598 paid 2006: $0 paid 2007: $2,739,500 paid 2009: $101,240 paid 2010: $0 paid 2011: $1,545 paid 2012: $48,357 paid 2013: $7,275 paid 2014: $6,343 paid 2015: $0 paid 2016: $6,037 paid 2017: $0 paid 2018: $17,723,093 paid 2019: $0 paid 2021: $6,859 paid 2022: $804 paid 2024: $48,820 paid 2025: $1,877,103 paid 2018 · $17.7M 1979 2025
$24.8M
total paid
$39,635
average claim
$370K
largest single claim
81%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Burnet, TX and where it ranks among U.S. counties. It is not a verdict on whether Burnet is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.