Property Atlas

County hazard profile

Brooks, TX

Texas · pop. 7,053 · FIPS 48047

Relatively Low
FEMA risk rating · RATING
Cold Wave
dominant hazard
$13M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Brooks $13M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Low 60.81/100
national median ~50 near the national middle (61st percentile)
Social vulnerabilityVery High 88.9/100
national median ~50 higher than 89% of counties
Community resilienceVery Low 3.31/100
national median ~50 among the lowest nationally

Recorded · NFIP flood claims RECORDED

Realized flood losses in Brooks

The National Flood Insurance Program has paid 185 flood-insurance claims totaling $1.2M in Brooks since 1978. The costliest year was 2004 ($232K paid).

Flood-insurance dollars paid by year of loss

1978: $20,808 paid 1979: $36,948 paid 1980: $142,073 paid 1981: $87,213 paid 1982: $224,384 paid 1983: $0 paid 1984: $27,643 paid 1985: $1,114 paid 1987: $0 paid 1989: $4,037 paid 1990: $2,359 paid 1995: $1,099 paid 1999: $88,699 paid 2000: $14,745 paid 2001: $0 paid 2004: $231,583 paid 2006: $8,733 paid 2007: $10,207 paid 2008: $18,764 paid 2010: $162,951 paid 2012: $82,753 paid 2015: $558 paid 2018: $1,581 paid 2021: $0 paid 2004 · $232K 1978 2021
$1.2M
total paid
$6,315
average claim
$38K
largest single claim
72%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Brooks, TX and where it ranks among U.S. counties. It is not a verdict on whether Brooks is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.