Property Atlas

County hazard profile

Brazoria, TX

Texas · pop. 371,474 · FIPS 48039

Relatively Moderate
FEMA risk rating · RATING
Tornado
dominant hazard
$161M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

near the national middle (50th percentile)

national median $15M/yr Brazoria $161M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Moderate 93.64/100
national median ~50 among the highest nationally
Social vulnerabilityRelatively Low 23.98/100
national median ~50 among the lowest nationally
Community resilienceVery High 82/100
national median ~50 higher than 82% of counties

Recorded · NFIP flood claims RECORDED

Realized flood losses in Brazoria

The National Flood Insurance Program has paid 21,417 flood-insurance claims totaling $631.3M in Brazoria since 1978. The costliest year was 2017 ($406.7M paid).

Flood-insurance dollars paid by year of loss

1978: $7,154 paid 1979: $37,670,488 paid 1980: $495,770 paid 1981: $1,310,407 paid 1982: $832,609 paid 1983: $2,693,852 paid 1984: $885,076 paid 1985: $237,409 paid 1986: $28,839 paid 1987: $17,814 paid 1988: $39,293 paid 1989: $9,031,824 paid 1990: $124,522 paid 1991: $2,102,760 paid 1992: $1,421,374 paid 1993: $977,580 paid 1994: $15,794,145 paid 1995: $816,192 paid 1996: $201,649 paid 1997: $619,815 paid 1998: $9,372,195 paid 1999: $1,571 paid 2000: $52,216 paid 2001: $30,469,175 paid 2002: $15,651,324 paid 2003: $2,869,525 paid 2004: $402,330 paid 2005: $904,771 paid 2006: $8,258,969 paid 2007: $621,640 paid 2008: $28,405,690 paid 2009: $5,774,410 paid 2010: $877,109 paid 2011: $0 paid 2012: $366,836 paid 2013: $157,817 paid 2014: $194,570 paid 2015: $2,674,526 paid 2016: $28,876,893 paid 2017: $406,682,379 paid 2018: $179,789 paid 2019: $2,581,709 paid 2020: $2,017,303 paid 2021: $2,634,709 paid 2022: $139,043 paid 2023: $0 paid 2024: $5,809,832 paid 2025: $0 paid 2026: $0 paid 2017 · $406.7M 1978 2026
$631.3M
total paid
$29,476
average claim
$584K
largest single claim
51%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Brazoria, TX and where it ranks among U.S. counties. It is not a verdict on whether Brazoria is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.