Property Atlas

County hazard profile

Bexar, TX

Texas · pop. 2,007,298 · FIPS 48029

Relatively High
FEMA risk rating · RATING
Hail
dominant hazard
$619M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the highest nationally

national median $15M/yr Bexar $619M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively High 99.43/100
national median ~50 among the highest nationally
Social vulnerabilityRelatively Moderate 57.22/100
national median ~50 near the national middle (57th percentile)
Community resilienceRelatively Low 21.69/100
national median ~50 among the lowest nationally

Recorded · NFIP flood claims RECORDED

Realized flood losses in Bexar

The National Flood Insurance Program has paid 2,301 flood-insurance claims totaling $33.7M in Bexar since 1978. The costliest year was 1998 ($11.5M paid).

Flood-insurance dollars paid by year of loss

1978: $280,352 paid 1979: $74,304 paid 1980: $173,887 paid 1981: $145,702 paid 1982: $72,616 paid 1983: $41,770 paid 1984: $10,506 paid 1985: $95,170 paid 1986: $438,658 paid 1987: $146,622 paid 1988: $13,364 paid 1989: $16,214 paid 1990: $224,334 paid 1991: $266,915 paid 1992: $231,525 paid 1993: $729,175 paid 1994: $28,117 paid 1995: $235 paid 1996: $485 paid 1997: $222,755 paid 1998: $11,528,693 paid 1999: $6,993 paid 2000: $112,711 paid 2001: $387,216 paid 2002: $3,694,357 paid 2003: $30,521 paid 2004: $1,353,810 paid 2005: $0 paid 2006: $132,661 paid 2007: $1,868,406 paid 2008: $0 paid 2009: $861,819 paid 2010: $454,859 paid 2011: $105,683 paid 2012: $287,908 paid 2013: $5,396,241 paid 2014: $69,665 paid 2015: $450,993 paid 2016: $515,662 paid 2017: $83,190 paid 2018: $439,026 paid 2019: $97,191 paid 2020: $0 paid 2021: $1,266,757 paid 2022: $134,826 paid 2023: $95,253 paid 2024: $91,272 paid 2025: $1,016,444 paid 2026: $13,622 paid 1998 · $11.5M 1978 2026
$33.7M
total paid
$14,649
average claim
$1.0M
largest single claim
41%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Bexar, TX and where it ranks among U.S. counties. It is not a verdict on whether Bexar is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.