Property Atlas

County hazard profile

Anderson, TX

Texas · pop. 57,845 · FIPS 48001

Relatively Low
FEMA risk rating · RATING
Tornado
dominant hazard
$23M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Anderson $23M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Low 73.63/100
national median ~50 near the national middle (74th percentile)
Social vulnerabilityVery High 80.09/100
national median ~50 higher than 80% of counties
Community resilienceRelatively Low 32.28/100
national median ~50 lower than most counties (32nd percentile)

Recorded · NFIP flood claims RECORDED

Realized flood losses in Anderson

The National Flood Insurance Program has paid 19 flood-insurance claims totaling $293K in Anderson since 1995. The costliest year was 2016 ($126K paid).

Flood-insurance dollars paid by year of loss

1995: $1,561 paid 1996: $107 paid 1998: $21,458 paid 2013: $47,684 paid 2015: $0 paid 2016: $126,403 paid 2019: $46,923 paid 2024: $35,553 paid 2025: $13,302 paid 2016 · $126K 1995 2025
$293K
total paid
$15,420
average claim
$58K
largest single claim
53%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Anderson, TX and where it ranks among U.S. counties. It is not a verdict on whether Anderson is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.