Property Atlas

County hazard profile

Wilson, TN

Tennessee · pop. 147,693 · FIPS 47189

Relatively Low
FEMA risk rating · RATING
Cold Wave
dominant hazard
$60M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Wilson $60M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Low 79.99/100
national median ~50 higher than 80% of counties
Social vulnerabilityVery Low 10.62/100
national median ~50 among the lowest nationally
Community resilienceRelatively High 60.56/100
national median ~50 near the national middle (61st percentile)

Recorded · NFIP flood claims RECORDED

Realized flood losses in Wilson

The National Flood Insurance Program has paid 573 flood-insurance claims totaling $11.2M in Wilson since 1978. The costliest year was 2010 ($5.6M paid).

Flood-insurance dollars paid by year of loss

1978: $5,752 paid 1979: $23,862 paid 1982: $7,772 paid 1984: $18,768 paid 1986: $2,183 paid 1989: $196,270 paid 1991: $2,698 paid 1992: $26,096 paid 1994: $26,757 paid 1995: $19,751 paid 1997: $65,255 paid 1998: $20,616 paid 1999: $12,847 paid 2000: $25,937 paid 2001: $33,451 paid 2002: $87,492 paid 2003: $186,662 paid 2004: $14,626 paid 2005: $21,014 paid 2006: $2,682 paid 2008: $8,774 paid 2009: $36,343 paid 2010: $5,557,388 paid 2011: $7,592 paid 2012: $16,870 paid 2013: $410,840 paid 2016: $94,148 paid 2017: $138,976 paid 2018: $25,933 paid 2019: $103,939 paid 2020: $118,800 paid 2021: $3,641,126 paid 2023: $154,676 paid 2024: $77,974 paid 2025: $9,771 paid 2010 · $5.6M 1978 2025
$11.2M
total paid
$19,553
average claim
$500K
largest single claim
54%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

Also available: structured data (JSON-LD) · plain text

What this is — and is not

This is FEMA/CDC modeled hazard exposure for Wilson, TN and where it ranks among U.S. counties. It is not a verdict on whether Wilson is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.