Property Atlas

County hazard profile

Tipton, TN

Tennessee · pop. 60,942 · FIPS 47167

Relatively Moderate
FEMA risk rating · RATING
Earthquake
dominant hazard
$34M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Tipton $34M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Moderate 81.04/100
national median ~50 higher than 81% of counties
Social vulnerabilityRelatively High 73.19/100
national median ~50 near the national middle (73rd percentile)
Community resilienceRelatively Moderate 50.6/100
national median ~50 near the national middle (51st percentile)

Recorded · NFIP flood claims RECORDED

Realized flood losses in Tipton

The National Flood Insurance Program has paid 145 flood-insurance claims totaling $5.2M in Tipton since 1984. The costliest year was 2010 ($2.7M paid).

Flood-insurance dollars paid by year of loss

1984: $2,650 paid 1987: $9,318 paid 1988: $472 paid 1989: $914 paid 1991: $9,446 paid 1994: $15,506 paid 1997: $30,000 paid 2001: $40,031 paid 2002: $0 paid 2003: $25,112 paid 2009: $45,271 paid 2010: $2,658,304 paid 2011: $26,810 paid 2013: $230,528 paid 2014: $84,064 paid 2017: $0 paid 2019: $754,062 paid 2020: $222,751 paid 2021: $139,152 paid 2023: $332,602 paid 2024: $93,497 paid 2025: $492,451 paid 2010 · $2.7M 1984 2025
$5.2M
total paid
$35,951
average claim
$222K
largest single claim
42%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Tipton, TN and where it ranks among U.S. counties. It is not a verdict on whether Tipton is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.