Property Atlas

County hazard profile

Sevier, TN

Tennessee · pop. 98,277 · FIPS 47155

Relatively Low
FEMA risk rating · RATING
Landslide
dominant hazard
$32M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Sevier $32M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Low 77.39/100
national median ~50 higher than 77% of counties
Social vulnerabilityRelatively Moderate 58.17/100
national median ~50 near the national middle (58th percentile)
Community resilienceRelatively Low 30.12/100
national median ~50 lower than most counties (30th percentile)

Recorded · NFIP flood claims RECORDED

Realized flood losses in Sevier

The National Flood Insurance Program has paid 349 flood-insurance claims totaling $4.1M in Sevier since 1978. The costliest year was 1994 ($834K paid).

Flood-insurance dollars paid by year of loss

1978: $0 paid 1979: $73,685 paid 1982: $3,456 paid 1983: $0 paid 1984: $0 paid 1985: $20,622 paid 1987: $7,767 paid 1989: $4,843 paid 1990: $3,017 paid 1993: $4,225 paid 1994: $834,389 paid 1996: $3,423 paid 1997: $11,703 paid 1998: $351,765 paid 2000: $21,587 paid 2002: $315,773 paid 2003: $378,722 paid 2006: $8,717 paid 2008: $0 paid 2009: $149,514 paid 2010: $1,341 paid 2011: $43,291 paid 2012: $0 paid 2013: $31,059 paid 2014: $23,754 paid 2016: $101,041 paid 2017: $0 paid 2018: $107,066 paid 2019: $438,200 paid 2020: $611,069 paid 2021: $0 paid 2022: $292,545 paid 2024: $271,352 paid 2025: $0 paid 1994 · $834K 1978 2025
$4.1M
total paid
$11,788
average claim
$250K
largest single claim
64%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Sevier, TN and where it ranks among U.S. counties. It is not a verdict on whether Sevier is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.