Property Atlas

County hazard profile

Lauderdale, TN

Tennessee · pop. 25,078 · FIPS 47097

Relatively Low
FEMA risk rating · RATING
Earthquake
dominant hazard
$20M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Lauderdale $20M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Low 71.56/100
national median ~50 near the national middle (72nd percentile)
Social vulnerabilityVery High 87.95/100
national median ~50 higher than 88% of counties
Community resilienceRelatively Moderate 40.04/100
national median ~50 near the national middle (40th percentile)

Recorded · NFIP flood claims RECORDED

Realized flood losses in Lauderdale

The National Flood Insurance Program has paid 323 flood-insurance claims totaling $4.6M in Lauderdale since 1978. The costliest year was 2011 ($1.9M paid).

Flood-insurance dollars paid by year of loss

1978: $1,628 paid 1979: $57,518 paid 1980: $6,858 paid 1982: $8,908 paid 1983: $48,980 paid 1984: $37,616 paid 1989: $87 paid 1990: $9,777 paid 1991: $120,493 paid 1993: $3,589 paid 1994: $164,627 paid 1995: $296,841 paid 1996: $122,487 paid 1997: $736,046 paid 1998: $14,203 paid 2001: $7,524 paid 2002: $106,689 paid 2003: $9,088 paid 2005: $39,423 paid 2008: $164,645 paid 2009: $0 paid 2010: $47,900 paid 2011: $1,905,796 paid 2013: $423,046 paid 2014: $56,773 paid 2016: $58,220 paid 2017: $21,359 paid 2018: $2,380 paid 2019: $97,359 paid 2024: $0 paid 2025: $40,669 paid 2011 · $1.9M 1978 2025
$4.6M
total paid
$14,274
average claim
$389K
largest single claim
68%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Lauderdale, TN and where it ranks among U.S. counties. It is not a verdict on whether Lauderdale is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.