Property Atlas

County hazard profile

Henry, TN

Tennessee · pop. 32,196 · FIPS 47079

Relatively Moderate
FEMA risk rating · RATING
Cold Wave
dominant hazard
$38M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Henry $38M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Moderate 84.73/100
national median ~50 higher than 85% of counties
Social vulnerabilityVery High 82.22/100
national median ~50 higher than 82% of counties
Community resilienceRelatively Low 31.49/100
national median ~50 lower than most counties (31st percentile)

Recorded · NFIP flood claims RECORDED

Realized flood losses in Henry

The National Flood Insurance Program has paid 30 flood-insurance claims totaling $132K in Henry since 1979. The costliest year was 2013 ($45K paid).

Flood-insurance dollars paid by year of loss

1979: $3,603 paid 1980: $222 paid 1989: $1,568 paid 1990: $1,841 paid 1991: $3,920 paid 1998: $19,213 paid 2001: $0 paid 2003: $3,109 paid 2008: $4,182 paid 2010: $0 paid 2011: $3,894 paid 2012: $8,742 paid 2013: $45,074 paid 2015: $0 paid 2019: $16,412 paid 2023: $8,000 paid 2024: $11,782 paid 2025: $0 paid 2013 · $45K 1979 2025
$132K
total paid
$4,385
average claim
$25K
largest single claim
60%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Henry, TN and where it ranks among U.S. counties. It is not a verdict on whether Henry is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.