Property Atlas

County hazard profile

Hamilton, TN

Tennessee · pop. 365,901 · FIPS 47065

Relatively Moderate
FEMA risk rating · RATING
Tornado
dominant hazard
$140M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

near the national middle (43rd percentile)

national median $15M/yr Hamilton $140M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Moderate 93.29/100
national median ~50 among the highest nationally
Social vulnerabilityRelatively Low 36.39/100
national median ~50 lower than most counties (36th percentile)
Community resilienceRelatively High 77.74/100
national median ~50 higher than 78% of counties

Recorded · NFIP flood claims RECORDED

Realized flood losses in Hamilton

The National Flood Insurance Program has paid 1,748 flood-insurance claims totaling $30.3M in Hamilton since 1978. The costliest year was 2003 ($9.2M paid).

Flood-insurance dollars paid by year of loss

1978: $39,418 paid 1979: $90,523 paid 1980: $139,381 paid 1981: $2,933 paid 1982: $101,089 paid 1983: $48,071 paid 1984: $275,308 paid 1985: $9,674 paid 1986: $300 paid 1987: $900 paid 1988: $25,955 paid 1989: $36,243 paid 1990: $1,577,915 paid 1991: $3,850 paid 1992: $509 paid 1993: $6,047 paid 1994: $1,575,268 paid 1995: $480,649 paid 1996: $573,240 paid 1997: $90,326 paid 1998: $104,188 paid 1999: $100,219 paid 2000: $204,936 paid 2001: $11,764 paid 2002: $30,488 paid 2003: $9,185,512 paid 2004: $1,061,759 paid 2005: $10,101 paid 2007: $29,596 paid 2008: $0 paid 2009: $7,078,419 paid 2010: $45,472 paid 2011: $272,800 paid 2012: $976,725 paid 2013: $644,140 paid 2014: $9,968 paid 2015: $651,112 paid 2016: $14,357 paid 2017: $30,068 paid 2018: $520,860 paid 2019: $55,959 paid 2020: $701,470 paid 2021: $64,628 paid 2022: $108,866 paid 2024: $112,727 paid 2025: $3,204,099 paid 2003 · $9.2M 1978 2025
$30.3M
total paid
$17,339
average claim
$801K
largest single claim
66%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

Also available: structured data (JSON-LD) · plain text

What this is — and is not

This is FEMA/CDC modeled hazard exposure for Hamilton, TN and where it ranks among U.S. counties. It is not a verdict on whether Hamilton is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.