Property Atlas

County hazard profile

Hamblen, TN

Tennessee · pop. 64,438 · FIPS 47063

Relatively Low
FEMA risk rating · RATING
Earthquake
dominant hazard
$12M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Hamblen $12M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Low 47.11/100
national median ~50 near the national middle (47th percentile)
Social vulnerabilityRelatively High 66.09/100
national median ~50 near the national middle (66th percentile)
Community resilienceRelatively Low 34.22/100
national median ~50 lower than most counties (34th percentile)

Recorded · NFIP flood claims RECORDED

Realized flood losses in Hamblen

The National Flood Insurance Program has paid 26 flood-insurance claims totaling $275K in Hamblen since 1980. The costliest year was 2019 ($86K paid).

Flood-insurance dollars paid by year of loss

1980: $1,240 paid 1982: $2,037 paid 1983: $39,224 paid 1989: $3,103 paid 1994: $0 paid 1996: $0 paid 1997: $26,678 paid 1999: $0 paid 2000: $0 paid 2004: $7,068 paid 2009: $6,580 paid 2011: $962 paid 2012: $7,272 paid 2013: $762 paid 2014: $18,824 paid 2019: $85,537 paid 2020: $4,655 paid 2023: $71,355 paid 2019 · $86K 1980 2023
$275K
total paid
$10,588
average claim
$46K
largest single claim
38%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Hamblen, TN and where it ranks among U.S. counties. It is not a verdict on whether Hamblen is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.