Property Atlas

County hazard profile

Davidson, TN

Tennessee · pop. 715,485 · FIPS 47037

Relatively High
FEMA risk rating · RATING
Earthquake
dominant hazard
$262M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

higher than 81% of counties

national median $15M/yr Davidson $262M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively High 97.17/100
national median ~50 among the highest nationally
Social vulnerabilityRelatively Moderate 40.27/100
national median ~50 near the national middle (40th percentile)
Community resilienceRelatively Moderate 58.46/100
national median ~50 near the national middle (58th percentile)

Recorded · NFIP flood claims RECORDED

Realized flood losses in Davidson

The National Flood Insurance Program has paid 4,773 flood-insurance claims totaling $186.1M in Davidson since 1978. The costliest year was 2010 ($136.7M paid).

Flood-insurance dollars paid by year of loss

1978: $62,323 paid 1979: $689,326 paid 1980: $47,077 paid 1981: $3,690 paid 1982: $21,708 paid 1983: $51,420 paid 1984: $666,835 paid 1985: $646 paid 1986: $55,361 paid 1987: $20,077 paid 1988: $0 paid 1989: $380,909 paid 1990: $30,494 paid 1991: $32,078 paid 1992: $74,019 paid 1993: $270,899 paid 1994: $522,448 paid 1995: $304,703 paid 1996: $48,984 paid 1997: $306,240 paid 1998: $1,224,884 paid 1999: $17,790 paid 2000: $389,133 paid 2001: $74,555 paid 2002: $352,420 paid 2003: $1,003,016 paid 2004: $297,835 paid 2005: $0 paid 2006: $37,052 paid 2007: $0 paid 2008: $23,150 paid 2009: $679,633 paid 2010: $136,717,485 paid 2011: $15,541 paid 2012: $91,504 paid 2013: $5,241,025 paid 2014: $6,180 paid 2015: $36,112 paid 2016: $213,658 paid 2017: $5,780,743 paid 2018: $111,180 paid 2019: $2,343,799 paid 2020: $264,911 paid 2021: $23,172,829 paid 2022: $111,818 paid 2023: $60,870 paid 2024: $116,042 paid 2025: $4,117,097 paid 2026: $0 paid 2010 · $136.7M 1978 2026
$186.1M
total paid
$38,988
average claim
$1.0M
largest single claim
72%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Davidson, TN and where it ranks among U.S. counties. It is not a verdict on whether Davidson is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.