Property Atlas

County hazard profile

Campbell, TN

Tennessee · pop. 39,231 · FIPS 47013

Relatively Low
FEMA risk rating · RATING
Landslide
dominant hazard
$14M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Campbell $14M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Low 58.02/100
national median ~50 near the national middle (58th percentile)
Social vulnerabilityVery High 81.49/100
national median ~50 higher than 81% of counties
Community resilienceVery Low 9.13/100
national median ~50 among the lowest nationally

Recorded · NFIP flood claims RECORDED

Realized flood losses in Campbell

The National Flood Insurance Program has paid 60 flood-insurance claims totaling $710K in Campbell since 1979. The costliest year was 2021 ($215K paid).

Flood-insurance dollars paid by year of loss

1979: $0 paid 1981: $2,500 paid 1982: $2,108 paid 1984: $22,194 paid 1990: $1,695 paid 1994: $0 paid 1998: $0 paid 2003: $0 paid 2004: $35,273 paid 2005: $18,447 paid 2008: $28,671 paid 2009: $22,997 paid 2010: $0 paid 2011: $43,963 paid 2015: $6,451 paid 2016: $0 paid 2017: $83,862 paid 2018: $15,921 paid 2020: $200,991 paid 2021: $214,639 paid 2023: $10,598 paid 2021 · $215K 1979 2023
$710K
total paid
$11,838
average claim
$54K
largest single claim
63%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Campbell, TN and where it ranks among U.S. counties. It is not a verdict on whether Campbell is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.