Property Atlas

County hazard profile

Orangeburg, SC

South Carolina · pop. 84,183 · FIPS 45075

Relatively Moderate
FEMA risk rating · RATING
Earthquake
dominant hazard
$44M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Orangeburg $44M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Moderate 87.72/100
national median ~50 higher than 88% of counties
Social vulnerabilityVery High 94.78/100
national median ~50 among the highest nationally
Community resilienceRelatively Moderate 47.39/100
national median ~50 near the national middle (47th percentile)

Recorded · NFIP flood claims RECORDED

Realized flood losses in Orangeburg

The National Flood Insurance Program has paid 122 flood-insurance claims totaling $3.5M in Orangeburg since 1979. The costliest year was 2024 ($1.7M paid).

Flood-insurance dollars paid by year of loss

1979: $8,960 paid 1980: $3,295 paid 1981: $0 paid 1983: $8,750 paid 1989: $0 paid 1995: $0 paid 1998: $23,742 paid 2003: $313,489 paid 2004: $36,731 paid 2013: $1,927 paid 2014: $118,104 paid 2015: $686,996 paid 2016: $377,660 paid 2017: $5,571 paid 2018: $0 paid 2019: $3,356 paid 2020: $0 paid 2021: $30,014 paid 2022: $24,175 paid 2023: $98,640 paid 2024: $1,735,547 paid 2024 · $1.7M 1979 2024
$3.5M
total paid
$28,500
average claim
$411K
largest single claim
53%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Orangeburg, SC and where it ranks among U.S. counties. It is not a verdict on whether Orangeburg is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.