Property Atlas

County hazard profile

Lexington, SC

South Carolina · pop. 293,888 · FIPS 45063

Relatively Moderate
FEMA risk rating · RATING
Tornado
dominant hazard
$108M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

lower than most counties (33rd percentile)

national median $15M/yr Lexington $108M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Moderate 90.9/100
national median ~50 among the highest nationally
Social vulnerabilityRelatively Low 22.42/100
national median ~50 among the lowest nationally
Community resilienceRelatively Moderate 46.25/100
national median ~50 near the national middle (46th percentile)

Recorded · NFIP flood claims RECORDED

Realized flood losses in Lexington

The National Flood Insurance Program has paid 692 flood-insurance claims totaling $14.2M in Lexington since 1978. The costliest year was 2015 ($12.1M paid).

Flood-insurance dollars paid by year of loss

1978: $1,991 paid 1979: $10,654 paid 1981: $3,795 paid 1982: $0 paid 1983: $97 paid 1984: $0 paid 1985: $0 paid 1986: $12,058 paid 1987: $272,662 paid 1988: $1,161 paid 1989: $6,433 paid 1990: $13,767 paid 1991: $17,111 paid 1992: $11,718 paid 1993: $672 paid 1994: $7,773 paid 1995: $3,087 paid 1996: $13,201 paid 1997: $16,329 paid 1998: $8,257 paid 1999: $18,683 paid 2001: $0 paid 2002: $5,415 paid 2003: $16,407 paid 2005: $0 paid 2006: $21,136 paid 2007: $11,725 paid 2008: $45,366 paid 2009: $322,433 paid 2010: $9,534 paid 2011: $8,477 paid 2012: $0 paid 2013: $439,265 paid 2014: $0 paid 2015: $12,118,184 paid 2016: $34,835 paid 2017: $7,544 paid 2018: $31,439 paid 2019: $73,979 paid 2020: $390,272 paid 2021: $3,254 paid 2022: $1,651 paid 2023: $53,452 paid 2024: $98,017 paid 2025: $128,837 paid 2026: $0 paid 2015 · $12.1M 1978 2026
$14.2M
total paid
$20,579
average claim
$500K
largest single claim
78%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Lexington, SC and where it ranks among U.S. counties. It is not a verdict on whether Lexington is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.