Property Atlas

County hazard profile

Georgetown, SC

South Carolina · pop. 63,262 · FIPS 45043

Relatively Moderate
FEMA risk rating · RATING
Hurricane
dominant hazard
$90M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

lower than most counties (28th percentile)

national median $15M/yr Georgetown $90M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Moderate 92.49/100
national median ~50 among the highest nationally
Social vulnerabilityVery High 81.81/100
national median ~50 higher than 82% of counties
Community resilienceRelatively High 65.04/100
national median ~50 near the national middle (65th percentile)

Recorded · NFIP flood claims RECORDED

Realized flood losses in Georgetown

The National Flood Insurance Program has paid 4,746 flood-insurance claims totaling $114.4M in Georgetown since 1979. The costliest year was 1989 ($57.3M paid).

Flood-insurance dollars paid by year of loss

1979: $40,200 paid 1980: $2,640 paid 1981: $12,903 paid 1982: $0 paid 1983: $5,710 paid 1984: $484 paid 1985: $0 paid 1986: $114,661 paid 1987: $1,750,571 paid 1988: $0 paid 1989: $57,251,079 paid 1990: $331 paid 1991: $8,670 paid 1992: $60,346 paid 1993: $3,951 paid 1994: $67,022 paid 1995: $83,260 paid 1996: $135,959 paid 1997: $8,789 paid 1998: $79,768 paid 1999: $618,492 paid 2000: $460,530 paid 2001: $21,776 paid 2002: $8,889 paid 2003: $176,635 paid 2004: $7,885 paid 2005: $83,469 paid 2006: $3,078 paid 2008: $3,527 paid 2009: $3,979 paid 2010: $90,099 paid 2011: $8,473 paid 2012: $281,001 paid 2013: $38,386 paid 2014: $0 paid 2015: $11,209,613 paid 2016: $14,626,321 paid 2017: $637,187 paid 2018: $1,334,630 paid 2019: $460,759 paid 2020: $1,706,950 paid 2021: $28,016 paid 2022: $19,423,945 paid 2023: $3,044,786 paid 2024: $261,908 paid 2025: $277,082 paid 1989 · $57.3M 1979 2025
$114.4M
total paid
$24,114
average claim
$804K
largest single claim
90%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Georgetown, SC and where it ranks among U.S. counties. It is not a verdict on whether Georgetown is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.