Property Atlas

County hazard profile

Washington, RI

Rhode Island · pop. 129,802 · FIPS 44009

Relatively Low
FEMA risk rating · RATING
Hurricane
dominant hazard
$32M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Washington $32M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Low 64.03/100
national median ~50 near the national middle (64th percentile)
Social vulnerabilityVery Low 12.18/100
national median ~50 among the lowest nationally
Community resilienceVery High 97.11/100
national median ~50 among the highest nationally

Recorded · NFIP flood claims RECORDED

Realized flood losses in Washington

The National Flood Insurance Program has paid 2,398 flood-insurance claims totaling $51.9M in Washington since 1978. The costliest year was 2012 ($32.6M paid).

Flood-insurance dollars paid by year of loss

1978: $188,823 paid 1979: $22,210 paid 1980: $31,797 paid 1982: $503,395 paid 1983: $143,398 paid 1984: $1,734 paid 1985: $146,373 paid 1986: $37,360 paid 1987: $22,687 paid 1988: $5,004 paid 1989: $0 paid 1990: $0 paid 1991: $3,284,041 paid 1992: $665,447 paid 1993: $500,246 paid 1994: $172,427 paid 1995: $7,131 paid 1996: $109,925 paid 1997: $21,903 paid 1998: $280,063 paid 1999: $64,959 paid 2000: $160,340 paid 2001: $49,820 paid 2002: $27,207 paid 2003: $10,587 paid 2004: $2,153 paid 2005: $824,883 paid 2006: $19,252 paid 2007: $331,027 paid 2008: $6,919 paid 2009: $146,935 paid 2010: $7,915,390 paid 2011: $1,296,378 paid 2012: $32,554,073 paid 2013: $190,617 paid 2014: $21,320 paid 2015: $526 paid 2016: $0 paid 2017: $2,841 paid 2018: $215,068 paid 2019: $9,420 paid 2020: $6,246 paid 2021: $408,480 paid 2022: $246,512 paid 2023: $513,856 paid 2024: $692,928 paid 2026: $0 paid 2012 · $32.6M 1978 2026
$51.9M
total paid
$21,627
average claim
$1.0M
largest single claim
81%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Washington, RI and where it ranks among U.S. counties. It is not a verdict on whether Washington is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.