Property Atlas

County hazard profile

Providence, RI

Rhode Island · pop. 660,349 · FIPS 44007

Relatively Moderate
FEMA risk rating · RATING
Heat Wave
dominant hazard
$130M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

near the national middle (40th percentile)

national median $15M/yr Providence $130M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Moderate 93.67/100
national median ~50 among the highest nationally
Social vulnerabilityRelatively Moderate 52.96/100
national median ~50 near the national middle (53rd percentile)
Community resilienceRelatively High 64.63/100
national median ~50 near the national middle (65th percentile)

Recorded · NFIP flood claims RECORDED

Realized flood losses in Providence

The National Flood Insurance Program has paid 1,625 flood-insurance claims totaling $48.9M in Providence since 1978. The costliest year was 2010 ($19.2M paid).

Flood-insurance dollars paid by year of loss

1978: $364,298 paid 1979: $1,939,475 paid 1980: $86,880 paid 1981: $44,051 paid 1982: $1,336,922 paid 1983: $609,021 paid 1984: $456,238 paid 1985: $40,690 paid 1986: $224,190 paid 1987: $66,248 paid 1988: $0 paid 1989: $0 paid 1990: $3,476 paid 1991: $93,963 paid 1992: $1,520 paid 1993: $36,206 paid 1994: $151,805 paid 1995: $0 paid 1996: $2,572 paid 1997: $3,063 paid 1998: $1,228,801 paid 1999: $408,795 paid 2000: $0 paid 2001: $371,390 paid 2002: $4,570 paid 2003: $0 paid 2004: $11,666 paid 2005: $9,412,544 paid 2006: $1,441,278 paid 2007: $626,543 paid 2008: $582,289 paid 2009: $5,109 paid 2010: $19,152,430 paid 2011: $47,346 paid 2012: $58,834 paid 2013: $238,762 paid 2014: $18,400 paid 2015: $3,384 paid 2016: $4,661 paid 2017: $29,797 paid 2018: $121,598 paid 2019: $0 paid 2020: $4,120 paid 2021: $583,329 paid 2022: $439,365 paid 2023: $4,169,295 paid 2024: $3,898,707 paid 2025: $502,465 paid 2026: $75,039 paid 2010 · $19.2M 1978 2026
$48.9M
total paid
$30,093
average claim
$1.0M
largest single claim
61%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Providence, RI and where it ranks among U.S. counties. It is not a verdict on whether Providence is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.