Property Atlas

County hazard profile

Washington, PA

Pennsylvania · pop. 209,274 · FIPS 42125

Relatively Moderate
FEMA risk rating · RATING
Landslide
dominant hazard
$57M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Washington $57M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Moderate 83.08/100
national median ~50 higher than 83% of counties
Social vulnerabilityRelatively Low 22.71/100
national median ~50 among the lowest nationally
Community resilienceVery High 87.34/100
national median ~50 higher than 87% of counties

Recorded · NFIP flood claims RECORDED

Realized flood losses in Washington

The National Flood Insurance Program has paid 1,127 flood-insurance claims totaling $21.0M in Washington since 1978. The costliest year was 2024 ($4.0M paid).

Flood-insurance dollars paid by year of loss

1978: $24,243 paid 1979: $28,971 paid 1980: $119,808 paid 1981: $4,559 paid 1982: $280 paid 1983: $53,774 paid 1984: $0 paid 1985: $1,663,260 paid 1986: $0 paid 1987: $0 paid 1989: $12,278 paid 1990: $46,124 paid 1991: $2,827 paid 1992: $215,476 paid 1993: $5,050 paid 1994: $46,276 paid 1995: $5,840 paid 1996: $1,621,944 paid 1997: $36,770 paid 1998: $16,717 paid 1999: $3,484 paid 2000: $730,404 paid 2001: $11,078 paid 2002: $104,488 paid 2003: $227,469 paid 2004: $3,432,068 paid 2005: $20,586 paid 2006: $1,195 paid 2007: $71,595 paid 2008: $1,374 paid 2009: $0 paid 2010: $19,503 paid 2011: $97,958 paid 2012: $0 paid 2013: $471,883 paid 2014: $35,475 paid 2015: $29,271 paid 2016: $52,191 paid 2017: $3,432,181 paid 2018: $2,806,051 paid 2019: $40,943 paid 2020: $100,924 paid 2021: $863,334 paid 2022: $44,676 paid 2024: $3,958,987 paid 2025: $571,913 paid 2026: $3,660 paid 2024 · $4.0M 1978 2026
$21.0M
total paid
$18,666
average claim
$634K
largest single claim
69%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Washington, PA and where it ranks among U.S. counties. It is not a verdict on whether Washington is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.