Property Atlas

County hazard profile

Warren, PA

Pennsylvania · pop. 38,587 · FIPS 42123

Relatively Low
FEMA risk rating · RATING
Riverine Flooding
dominant hazard
$23M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Warren $23M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Low 65.55/100
national median ~50 near the national middle (66th percentile)
Social vulnerabilityRelatively Moderate 50.89/100
national median ~50 near the national middle (51st percentile)
Community resilienceRelatively High 79.77/100
national median ~50 higher than 80% of counties

Recorded · NFIP flood claims RECORDED

Realized flood losses in Warren

The National Flood Insurance Program has paid 126 flood-insurance claims totaling $1.1M in Warren since 1978. The costliest year was 1992 ($304K paid).

Flood-insurance dollars paid by year of loss

1978: $2,100 paid 1979: $8,612 paid 1981: $17,291 paid 1983: $19,433 paid 1984: $10,141 paid 1986: $22,132 paid 1990: $4,592 paid 1992: $303,853 paid 1993: $9,741 paid 1994: $16,466 paid 1995: $0 paid 1996: $22,473 paid 1998: $228,354 paid 2001: $309 paid 2003: $7,770 paid 2004: $0 paid 2007: $6,754 paid 2008: $2,248 paid 2009: $159,001 paid 2010: $7,712 paid 2011: $59,579 paid 2013: $16,000 paid 2014: $85,297 paid 2017: $12,178 paid 2018: $1,313 paid 2019: $28,362 paid 2022: $31,455 paid 2023: $8,241 paid 1992 · $304K 1978 2023
$1.1M
total paid
$8,662
average claim
$100K
largest single claim
56%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Warren, PA and where it ranks among U.S. counties. It is not a verdict on whether Warren is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.