Property Atlas

County hazard profile

Susquehanna, PA

Pennsylvania · pop. 38,411 · FIPS 42115

Relatively Low
FEMA risk rating · RATING
Landslide
dominant hazard
$18M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Susquehanna $18M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Low 53.59/100
national median ~50 near the national middle (54th percentile)
Social vulnerabilityRelatively Low 36.07/100
national median ~50 lower than most counties (36th percentile)
Community resilienceRelatively Low 38.3/100
national median ~50 lower than most counties (38th percentile)

Recorded · NFIP flood claims RECORDED

Realized flood losses in Susquehanna

The National Flood Insurance Program has paid 506 flood-insurance claims totaling $13.4M in Susquehanna since 1978. The costliest year was 2011 ($6.0M paid).

Flood-insurance dollars paid by year of loss

1978: $1,457 paid 1979: $34,777 paid 1980: $590 paid 1981: $11,380 paid 1983: $31,101 paid 1984: $0 paid 1985: $962 paid 1986: $16,789 paid 1992: $1,597 paid 1993: $88,720 paid 1996: $310,793 paid 1998: $28,892 paid 1999: $3,726 paid 2003: $0 paid 2004: $600,689 paid 2005: $198,993 paid 2006: $4,079,187 paid 2007: $0 paid 2008: $134 paid 2009: $5,589 paid 2010: $13,914 paid 2011: $5,998,332 paid 2014: $30,873 paid 2015: $1,487 paid 2017: $107,514 paid 2018: $1,692,727 paid 2020: $1,232 paid 2023: $13,322 paid 2024: $82,586 paid 2011 · $6.0M 1978 2024
$13.4M
total paid
$26,398
average claim
$656K
largest single claim
64%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Susquehanna, PA and where it ranks among U.S. counties. It is not a verdict on whether Susquehanna is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.