Property Atlas

County hazard profile

Potter, PA

Pennsylvania · pop. 16,396 · FIPS 42105

Very Low
FEMA risk rating · RATING
Landslide
dominant hazard
$8M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Potter $8M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexVery Low 28.15/100
national median ~50 lower than most counties (28th percentile)
Social vulnerabilityRelatively High 66.03/100
national median ~50 near the national middle (66th percentile)
Community resilienceRelatively High 69.24/100
national median ~50 near the national middle (69th percentile)

Recorded · NFIP flood claims RECORDED

Realized flood losses in Potter

The National Flood Insurance Program has paid 90 flood-insurance claims totaling $1.1M in Potter since 1978. The costliest year was 2024 ($583K paid).

Flood-insurance dollars paid by year of loss

1978: $113 paid 1981: $2,140 paid 1983: $0 paid 1984: $5,760 paid 1985: $677 paid 1989: $0 paid 1996: $257,290 paid 2004: $53,454 paid 2005: $3,004 paid 2006: $31,181 paid 2007: $82,561 paid 2009: $4,017 paid 2010: $40,225 paid 2011: $507 paid 2021: $60,159 paid 2024: $582,728 paid 2024 · $583K 1978 2024
$1.1M
total paid
$12,487
average claim
$154K
largest single claim
80%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Potter, PA and where it ranks among U.S. counties. It is not a verdict on whether Potter is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.