Property Atlas

County hazard profile

McKean, PA

Pennsylvania · pop. 40,379 · FIPS 42083

Relatively Low
FEMA risk rating · RATING
Winter Weather
dominant hazard
$15M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr McKean $15M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Low 53.78/100
national median ~50 near the national middle (54th percentile)
Social vulnerabilityRelatively High 62.31/100
national median ~50 near the national middle (62nd percentile)
Community resilienceRelatively High 64.73/100
national median ~50 near the national middle (65th percentile)

Recorded · NFIP flood claims RECORDED

Realized flood losses in McKean

The National Flood Insurance Program has paid 157 flood-insurance claims totaling $1.0M in McKean since 1978. The costliest year was 1999 ($383K paid).

Flood-insurance dollars paid by year of loss

1978: $0 paid 1979: $14,765 paid 1980: $860 paid 1981: $7,408 paid 1983: $524 paid 1984: $12,121 paid 1985: $12,000 paid 1987: $796 paid 1988: $0 paid 1989: $15,019 paid 1990: $2,054 paid 1993: $7,401 paid 1994: $7,514 paid 1996: $131,837 paid 1998: $435 paid 1999: $382,916 paid 2003: $237,455 paid 2004: $9,762 paid 2005: $97,781 paid 2007: $2,921 paid 2008: $0 paid 2009: $5,783 paid 2010: $50,084 paid 2020: $0 paid 2021: $2,248 paid 1999 · $383K 1978 2021
$1.0M
total paid
$6,380
average claim
$98K
largest single claim
61%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for McKean, PA and where it ranks among U.S. counties. It is not a verdict on whether McKean is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.