Property Atlas

County hazard profile

Lycoming, PA

Pennsylvania · pop. 114,105 · FIPS 42081

Relatively Low
FEMA risk rating · RATING
Riverine Flooding
dominant hazard
$41M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Lycoming $41M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Low 79.58/100
national median ~50 higher than 80% of counties
Social vulnerabilityRelatively Moderate 41.89/100
national median ~50 near the national middle (42nd percentile)
Community resilienceVery High 88.61/100
national median ~50 higher than 89% of counties

Recorded · NFIP flood claims RECORDED

Realized flood losses in Lycoming

The National Flood Insurance Program has paid 2 flood-insurance claims totaling $194K in Lycoming since 2005. The costliest year was 2011 ($22.7M paid).

Flood-insurance dollars paid by year of loss

1978: $50,706 paid 1979: $385,197 paid 1980: $13,185 paid 1981: $28,996 paid 1982: $9,259 paid 1983: $40,180 paid 1984: $1,313,668 paid 1985: $0 paid 1986: $22,439 paid 1988: $952 paid 1989: $922 paid 1990: $15,528 paid 1991: $0 paid 1992: $0 paid 1993: $12,499 paid 1994: $1,624,319 paid 1996: $16,819,796 paid 1997: $0 paid 1998: $16,345 paid 1999: $246,819 paid 2000: $0 paid 2001: $5,555 paid 2002: $920 paid 2003: $34,225 paid 2004: $10,649,666 paid 2005: $269,867 paid 2006: $168,111 paid 2007: $973 paid 2008: $30,834 paid 2009: $2,053 paid 2010: $1,031,243 paid 2011: $22,744,190 paid 2012: $178,435 paid 2014: $16,208 paid 2015: $0 paid 2016: $969,278 paid 2017: $6,803 paid 2018: $294,031 paid 2019: $176,645 paid 2020: $12,805 paid 2021: $17,310 paid 2022: $27,903 paid 2023: $1,015 paid 2024: $1,277,164 paid 2025: $9,095 paid 2011 · $22.7M 2005 2012
$194K
total paid
$96,803
average claim
$167K
largest single claim
100%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Lycoming, PA and where it ranks among U.S. counties. It is not a verdict on whether Lycoming is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.