Property Atlas

County hazard profile

Lebanon, PA

Pennsylvania · pop. 143,188 · FIPS 42075

Relatively Low
FEMA risk rating · RATING
Winter Weather
dominant hazard
$43M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Lebanon $43M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Low 79.9/100
national median ~50 higher than 80% of counties
Social vulnerabilityRelatively Low 35.24/100
national median ~50 lower than most counties (35th percentile)
Community resilienceVery High 83.4/100
national median ~50 higher than 83% of counties

Recorded · NFIP flood claims RECORDED

Realized flood losses in Lebanon

The National Flood Insurance Program has paid 1,005 flood-insurance claims totaling $15.9M in Lebanon since 1978. The costliest year was 2011 ($10.6M paid).

Flood-insurance dollars paid by year of loss

1978: $92,417 paid 1979: $702,475 paid 1981: $7,803 paid 1982: $2,293 paid 1983: $23,074 paid 1984: $5,000 paid 1985: $0 paid 1986: $0 paid 1987: $2,100 paid 1988: $7,852 paid 1989: $0 paid 1993: $76,552 paid 1994: $4,266 paid 1996: $298,665 paid 1999: $14,714 paid 2000: $21,828 paid 2003: $9,328 paid 2004: $981,573 paid 2005: $91 paid 2006: $1,182,255 paid 2007: $57,688 paid 2008: $78,375 paid 2010: $7,694 paid 2011: $10,583,722 paid 2012: $1,000 paid 2013: $179,430 paid 2014: $360 paid 2015: $1,847 paid 2017: $0 paid 2018: $1,278,561 paid 2019: $65,238 paid 2021: $253,101 paid 2023: $2,154 paid 2011 · $10.6M 1978 2023
$15.9M
total paid
$15,862
average claim
$621K
largest single claim
44%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Lebanon, PA and where it ranks among U.S. counties. It is not a verdict on whether Lebanon is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.