Property Atlas

County hazard profile

Indiana, PA

Pennsylvania · pop. 83,148 · FIPS 42063

Relatively Low
FEMA risk rating · RATING
Landslide
dominant hazard
$19M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Indiana $19M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Low 63.71/100
national median ~50 near the national middle (64th percentile)
Social vulnerabilityRelatively High 70.52/100
national median ~50 near the national middle (71st percentile)
Community resilienceRelatively High 68.92/100
national median ~50 near the national middle (69th percentile)

Recorded · NFIP flood claims RECORDED

Realized flood losses in Indiana

The National Flood Insurance Program has paid 384 flood-insurance claims totaling $2.3M in Indiana since 1978. The costliest year was 2017 ($570K paid).

Flood-insurance dollars paid by year of loss

1978: $41,652 paid 1979: $771 paid 1980: $1,091 paid 1981: $2,799 paid 1982: $8,340 paid 1984: $371 paid 1985: $912 paid 1987: $624 paid 1991: $0 paid 1993: $4,240 paid 1994: $19,974 paid 1995: $540 paid 1996: $301,077 paid 1997: $25,722 paid 1998: $0 paid 1999: $1,534 paid 2000: $6,453 paid 2002: $566 paid 2003: $3,053 paid 2004: $395,154 paid 2005: $3,791 paid 2006: $21,164 paid 2008: $29,211 paid 2009: $0 paid 2011: $10,547 paid 2012: $245,749 paid 2013: $1,591 paid 2015: $29,840 paid 2016: $5,954 paid 2017: $569,660 paid 2018: $231,234 paid 2019: $3,525 paid 2020: $1,671 paid 2021: $8,711 paid 2022: $0 paid 2024: $296,658 paid 2025: $38,247 paid 2017 · $570K 1978 2025
$2.3M
total paid
$6,022
average claim
$95K
largest single claim
62%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Indiana, PA and where it ranks among U.S. counties. It is not a verdict on whether Indiana is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.