Property Atlas

County hazard profile

Fayette, PA

Pennsylvania · pop. 128,759 · FIPS 42051

Relatively Moderate
FEMA risk rating · RATING
Riverine Flooding
dominant hazard
$37M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Fayette $37M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Moderate 82.22/100
national median ~50 higher than 82% of counties
Social vulnerabilityRelatively High 73.47/100
national median ~50 near the national middle (73rd percentile)
Community resilienceRelatively High 67.4/100
national median ~50 near the national middle (67th percentile)

Recorded · NFIP flood claims RECORDED

Realized flood losses in Fayette

The National Flood Insurance Program has paid 720 flood-insurance claims totaling $10.1M in Fayette since 1978. The costliest year was 2016 ($1.7M paid).

Flood-insurance dollars paid by year of loss

1978: $38,141 paid 1979: $56,656 paid 1980: $10,493 paid 1981: $18,504 paid 1982: $2,594 paid 1984: $65 paid 1985: $1,064,646 paid 1987: $12,204 paid 1989: $0 paid 1990: $26,374 paid 1992: $1,049 paid 1993: $2,409 paid 1994: $34,944 paid 1995: $197 paid 1996: $880,670 paid 1997: $0 paid 1998: $2,468 paid 1999: $0 paid 2000: $617,177 paid 2002: $123,976 paid 2003: $665,244 paid 2004: $22,518 paid 2007: $16,438 paid 2008: $46,172 paid 2009: $13,780 paid 2010: $3,157 paid 2011: $341,308 paid 2012: $132,410 paid 2013: $72,208 paid 2014: $312,209 paid 2015: $39,572 paid 2016: $1,725,815 paid 2017: $1,317,395 paid 2018: $492,659 paid 2019: $1,704,951 paid 2020: $71,729 paid 2021: $21,934 paid 2022: $28,360 paid 2023: $0 paid 2024: $125,849 paid 2026: $17,325 paid 2016 · $1.7M 1978 2026
$10.1M
total paid
$13,977
average claim
$540K
largest single claim
68%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Fayette, PA and where it ranks among U.S. counties. It is not a verdict on whether Fayette is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.