Property Atlas

County hazard profile

Centre, PA

Pennsylvania · pop. 158,157 · FIPS 42027

Relatively Low
FEMA risk rating · RATING
Winter Weather
dominant hazard
$25M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Centre $25M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Low 67.97/100
national median ~50 near the national middle (68th percentile)
Social vulnerabilityRelatively Moderate 50.54/100
national median ~50 near the national middle (51st percentile)
Community resilienceRelatively High 74.49/100
national median ~50 near the national middle (74th percentile)

Recorded · NFIP flood claims RECORDED

Realized flood losses in Centre

The National Flood Insurance Program has paid 337 flood-insurance claims totaling $3.0M in Centre since 1978. The costliest year was 2004 ($2.1M paid).

Flood-insurance dollars paid by year of loss

1978: $20,309 paid 1979: $56,969 paid 1980: $5,047 paid 1981: $7,079 paid 1982: $1,065 paid 1983: $0 paid 1984: $17,999 paid 1989: $0 paid 1993: $7,612 paid 1994: $0 paid 1996: $330,335 paid 1997: $0 paid 1999: $0 paid 2000: $0 paid 2002: $0 paid 2003: $18,627 paid 2004: $2,063,500 paid 2005: $3,192 paid 2008: $15,638 paid 2009: $0 paid 2010: $24,525 paid 2011: $26,022 paid 2012: $123 paid 2013: $16,986 paid 2014: $20,456 paid 2016: $149,291 paid 2017: $1,504 paid 2018: $172,521 paid 2020: $0 paid 2021: $10,689 paid 2024: $7,969 paid 2004 · $2.1M 1978 2024
$3.0M
total paid
$8,835
average claim
$564K
largest single claim
56%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Centre, PA and where it ranks among U.S. counties. It is not a verdict on whether Centre is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.