Property Atlas

County hazard profile

Butler, PA

Pennsylvania · pop. 193,593 · FIPS 42019

Relatively Low
FEMA risk rating · RATING
Lightning
dominant hazard
$48M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Butler $48M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Low 79.26/100
national median ~50 higher than 79% of counties
Social vulnerabilityRelatively Low 20.77/100
national median ~50 among the lowest nationally
Community resilienceVery High 86.61/100
national median ~50 higher than 87% of counties

Recorded · NFIP flood claims RECORDED

Realized flood losses in Butler

The National Flood Insurance Program has paid 874 flood-insurance claims totaling $15.4M in Butler since 1978. The costliest year was 2004 ($8.3M paid).

Flood-insurance dollars paid by year of loss

1978: $26,344 paid 1979: $6,622 paid 1980: $232,265 paid 1981: $6,163 paid 1982: $27,857 paid 1983: $515 paid 1984: $10,156 paid 1985: $68,710 paid 1986: $5,012 paid 1987: $965 paid 1989: $26,351 paid 1990: $308,106 paid 1991: $16,392 paid 1992: $71,449 paid 1993: $13,740 paid 1994: $212,907 paid 1995: $0 paid 1996: $421,765 paid 1997: $54,156 paid 1998: $2,845 paid 1999: $28,150 paid 2000: $0 paid 2001: $0 paid 2002: $627 paid 2003: $313,390 paid 2004: $8,276,258 paid 2005: $48,329 paid 2006: $0 paid 2007: $8,410 paid 2008: $12,102 paid 2009: $1,363 paid 2010: $776,414 paid 2011: $68,953 paid 2012: $4,406 paid 2013: $554 paid 2014: $100,737 paid 2015: $133,392 paid 2017: $427,961 paid 2018: $199,637 paid 2019: $1,883,997 paid 2020: $4,367 paid 2021: $12,428 paid 2022: $107,793 paid 2023: $0 paid 2024: $1,470,072 paid 2025: $13,395 paid 2004 · $8.3M 1978 2025
$15.4M
total paid
$17,626
average claim
$724K
largest single claim
74%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Butler, PA and where it ranks among U.S. counties. It is not a verdict on whether Butler is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.