Property Atlas

County hazard profile

Bucks, PA

Pennsylvania · pop. 646,216 · FIPS 42017

Relatively High
FEMA risk rating · RATING
Winter Weather
dominant hazard
$203M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

near the national middle (63rd percentile)

national median $15M/yr Bucks $203M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively High 94.78/100
national median ~50 among the highest nationally
Social vulnerabilityVery Low 18.58/100
national median ~50 among the lowest nationally
Community resilienceRelatively High 77.7/100
national median ~50 higher than 78% of counties

Recorded · NFIP flood claims RECORDED

Realized flood losses in Bucks

The National Flood Insurance Program has paid 5,252 flood-insurance claims totaling $149.8M in Bucks since 1978. The costliest year was 2005 ($31.3M paid).

Flood-insurance dollars paid by year of loss

1978: $80,269 paid 1979: $288,168 paid 1980: $147,101 paid 1981: $25,157 paid 1982: $221,629 paid 1983: $163,824 paid 1984: $838,502 paid 1985: $56,950 paid 1986: $106,330 paid 1987: $230,672 paid 1988: $29,504 paid 1989: $137,063 paid 1990: $814 paid 1991: $0 paid 1992: $122,208 paid 1993: $1,277,789 paid 1994: $533,001 paid 1995: $4,699 paid 1996: $9,574,680 paid 1997: $4,899 paid 1998: $7,808 paid 1999: $12,472,873 paid 2000: $1,849,663 paid 2001: $2,595,470 paid 2002: $5,031 paid 2003: $145,739 paid 2004: $21,051,376 paid 2005: $31,339,953 paid 2006: $28,621,831 paid 2007: $338,816 paid 2008: $95,065 paid 2009: $319,692 paid 2010: $169,469 paid 2011: $15,445,918 paid 2012: $72,607 paid 2013: $77,520 paid 2014: $165,467 paid 2015: $0 paid 2016: $90,890 paid 2017: $24,046 paid 2018: $476,114 paid 2019: $275,030 paid 2020: $3,053,097 paid 2021: $14,912,922 paid 2023: $1,798,262 paid 2024: $321,274 paid 2025: $244,063 paid 2005 · $31.3M 1978 2025
$149.8M
total paid
$28,525
average claim
$1.0M
largest single claim
72%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Bucks, PA and where it ranks among U.S. counties. It is not a verdict on whether Bucks is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.