Property Atlas

County hazard profile

Beaver, PA

Pennsylvania · pop. 168,155 · FIPS 42007

Relatively Low
FEMA risk rating · RATING
Riverine Flooding
dominant hazard
$35M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Beaver $35M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Low 75.32/100
national median ~50 higher than 75% of counties
Social vulnerabilityRelatively Low 37.72/100
national median ~50 lower than most counties (38th percentile)
Community resilienceVery High 91.83/100
national median ~50 among the highest nationally

Recorded · NFIP flood claims RECORDED

Realized flood losses in Beaver

The National Flood Insurance Program has paid 832 flood-insurance claims totaling $13.7M in Beaver since 1978. The costliest year was 2004 ($6.4M paid).

Flood-insurance dollars paid by year of loss

1978: $4,350 paid 1979: $9,186 paid 1980: $238 paid 1981: $10,988 paid 1982: $2,623 paid 1983: $200 paid 1984: $1,695 paid 1985: $5,413 paid 1986: $3,004 paid 1989: $528 paid 1990: $379,238 paid 1991: $0 paid 1994: $75,094 paid 1995: $0 paid 1996: $1,120,455 paid 1997: $23,625 paid 1998: $30,125 paid 1999: $7,892 paid 2000: $0 paid 2001: $0 paid 2003: $4,859 paid 2004: $6,377,869 paid 2005: $161,802 paid 2007: $514,718 paid 2008: $37,354 paid 2009: $0 paid 2010: $1,107,936 paid 2011: $279,418 paid 2013: $47,954 paid 2014: $19,289 paid 2015: $125,824 paid 2016: $76,234 paid 2017: $6,852 paid 2018: $758,443 paid 2019: $1,329,438 paid 2022: $221,540 paid 2023: $17,027 paid 2024: $901,583 paid 2026: $27,702 paid 2004 · $6.4M 1978 2026
$13.7M
total paid
$16,455
average claim
$400K
largest single claim
80%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Beaver, PA and where it ranks among U.S. counties. It is not a verdict on whether Beaver is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.