Property Atlas

County hazard profile

Washington, OR

Oregon · pop. 600,172 · FIPS 41067

Relatively High
FEMA risk rating · RATING
Earthquake
dominant hazard
$270M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

higher than 83% of counties

national median $15M/yr Washington $270M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively High 96.02/100
national median ~50 among the highest nationally
Social vulnerabilityVery Low 12.95/100
national median ~50 among the lowest nationally
Community resilienceRelatively High 74.3/100
national median ~50 near the national middle (74th percentile)

Recorded · NFIP flood claims RECORDED

Realized flood losses in Washington

The National Flood Insurance Program has paid 408 flood-insurance claims totaling $5.5M in Washington since 1978. The costliest year was 1996 ($3.0M paid).

Flood-insurance dollars paid by year of loss

1978: $0 paid 1979: $26,255 paid 1980: $88,860 paid 1981: $800 paid 1982: $6,982 paid 1983: $1,017 paid 1984: $0 paid 1987: $2,394 paid 1989: $1,790 paid 1991: $0 paid 1992: $10,346 paid 1994: $1,412 paid 1995: $0 paid 1996: $2,969,409 paid 1997: $97,660 paid 1998: $37,973 paid 1999: $11,653 paid 2000: $3,300 paid 2001: $0 paid 2002: $9,640 paid 2003: $29,005 paid 2004: $705 paid 2005: $38,791 paid 2006: $40,413 paid 2007: $491,949 paid 2008: $8,512 paid 2009: $184,589 paid 2010: $295,300 paid 2011: $3,917 paid 2012: $8,872 paid 2013: $3,808 paid 2014: $269,871 paid 2015: $693,443 paid 2016: $18,708 paid 2017: $17,498 paid 2018: $5,357 paid 2019: $18,592 paid 2020: $12,654 paid 2021: $9,698 paid 2022: $28,978 paid 2023: $0 paid 2025: $26,551 paid 2026: $0 paid 1996 · $3.0M 1978 2026
$5.5M
total paid
$13,423
average claim
$206K
largest single claim
64%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Washington, OR and where it ranks among U.S. counties. It is not a verdict on whether Washington is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.