Property Atlas

County hazard profile

Union, OR

Oregon · pop. 26,166 · FIPS 41061

Relatively Low
FEMA risk rating · RATING
Wildfire
dominant hazard
$12M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Union $12M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Low 43.54/100
national median ~50 near the national middle (44th percentile)
Social vulnerabilityRelatively Moderate 51.75/100
national median ~50 near the national middle (52nd percentile)
Community resilienceRelatively Low 34.19/100
national median ~50 lower than most counties (34th percentile)

Recorded · NFIP flood claims RECORDED

Realized flood losses in Union

The National Flood Insurance Program has paid 21 flood-insurance claims totaling $165K in Union since 1978. The costliest year was 2020 ($45K paid).

Flood-insurance dollars paid by year of loss

1978: $0 paid 1979: $3,961 paid 1982: $6,692 paid 1984: $4,158 paid 1986: $643 paid 1991: $4,732 paid 1996: $5,828 paid 1998: $29,583 paid 2008: $16,394 paid 2010: $4,256 paid 2011: $14,927 paid 2019: $28,787 paid 2020: $45,430 paid 2021: $0 paid 2020 · $45K 1978 2021
$165K
total paid
$7,876
average claim
$27K
largest single claim
43%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Union, OR and where it ranks among U.S. counties. It is not a verdict on whether Union is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.