Property Atlas

County hazard profile

Polk, OR

Oregon · pop. 87,390 · FIPS 41053

Relatively Low
FEMA risk rating · RATING
Earthquake
dominant hazard
$38M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Polk $38M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Low 72.84/100
national median ~50 near the national middle (73rd percentile)
Social vulnerabilityVery Low 18.19/100
national median ~50 among the lowest nationally
Community resilienceRelatively High 64.47/100
national median ~50 near the national middle (64th percentile)

Recorded · NFIP flood claims RECORDED

Realized flood losses in Polk

The National Flood Insurance Program has paid 78 flood-insurance claims totaling $852K in Polk since 1980. The costliest year was 2007 ($342K paid).

Flood-insurance dollars paid by year of loss

1980: $0 paid 1995: $0 paid 1996: $217,221 paid 1998: $3,682 paid 1999: $4,116 paid 2000: $0 paid 2002: $0 paid 2003: $28,948 paid 2004: $7,126 paid 2005: $0 paid 2006: $0 paid 2007: $342,213 paid 2008: $0 paid 2010: $28,834 paid 2012: $96,246 paid 2014: $0 paid 2015: $19,716 paid 2017: $704 paid 2019: $4,236 paid 2020: $0 paid 2021: $94,614 paid 2025: $3,994 paid 2007 · $342K 1980 2025
$852K
total paid
$10,919
average claim
$114K
largest single claim
68%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

Also available: structured data (JSON-LD) · plain text

What this is — and is not

This is FEMA/CDC modeled hazard exposure for Polk, OR and where it ranks among U.S. counties. It is not a verdict on whether Polk is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.