Property Atlas

County hazard profile

Coos, OR

Oregon · pop. 64,845 · FIPS 41011

Relatively Moderate
FEMA risk rating · RATING
Earthquake
dominant hazard
$90M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

lower than most counties (28th percentile)

national median $15M/yr Coos $90M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Moderate 91.89/100
national median ~50 among the highest nationally
Social vulnerabilityRelatively High 67.24/100
national median ~50 near the national middle (67th percentile)
Community resilienceRelatively Moderate 48.16/100
national median ~50 near the national middle (48th percentile)

Recorded · NFIP flood claims RECORDED

Realized flood losses in Coos

The National Flood Insurance Program has paid 194 flood-insurance claims totaling $3.3M in Coos since 1978. The costliest year was 2005 ($810K paid).

Flood-insurance dollars paid by year of loss

1978: $6,464 paid 1980: $734 paid 1981: $44,753 paid 1982: $3,586 paid 1983: $17,756 paid 1986: $48,634 paid 1987: $33,170 paid 1989: $0 paid 1990: $0 paid 1992: $0 paid 1995: $6,834 paid 1996: $596,571 paid 1998: $62,212 paid 1999: $0 paid 2000: $6,858 paid 2002: $430,570 paid 2003: $6,621 paid 2004: $0 paid 2005: $810,403 paid 2006: $13,090 paid 2007: $20,641 paid 2008: $11,644 paid 2011: $720 paid 2012: $260,159 paid 2014: $22,465 paid 2015: $17,323 paid 2016: $31,093 paid 2017: $87,303 paid 2020: $71,241 paid 2022: $0 paid 2023: $78,351 paid 2024: $3,049 paid 2025: $652,404 paid 2026: $0 paid 2005 · $810K 1978 2026
$3.3M
total paid
$17,240
average claim
$282K
largest single claim
57%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Coos, OR and where it ranks among U.S. counties. It is not a verdict on whether Coos is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.