Property Atlas

County hazard profile

Columbia, OR

Oregon · pop. 52,498 · FIPS 41009

Relatively Low
FEMA risk rating · RATING
Earthquake
dominant hazard
$34M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Columbia $34M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Low 70.67/100
national median ~50 near the national middle (71st percentile)
Social vulnerabilityRelatively Low 21.22/100
national median ~50 among the lowest nationally
Community resilienceRelatively High 65.62/100
national median ~50 near the national middle (66th percentile)

Recorded · NFIP flood claims RECORDED

Realized flood losses in Columbia

The National Flood Insurance Program has paid 432 flood-insurance claims totaling $21.0M in Columbia since 1982. The costliest year was 2007 ($17.5M paid).

Flood-insurance dollars paid by year of loss

1982: $8,876 paid 1986: $0 paid 1987: $11,960 paid 1990: $0 paid 1991: $1,156 paid 1992: $0 paid 1995: $404 paid 1996: $2,434,837 paid 1997: $2,129 paid 1998: $5,316 paid 1999: $171 paid 2001: $713 paid 2002: $2,517 paid 2003: $4,125 paid 2006: $4,354 paid 2007: $17,466,331 paid 2009: $178,715 paid 2011: $0 paid 2012: $9,762 paid 2014: $5,343 paid 2015: $616,605 paid 2016: $0 paid 2017: $0 paid 2019: $203,997 paid 2020: $0 paid 2025: $0 paid 2007 · $17.5M 1982 2025
$21.0M
total paid
$48,512
average claim
$1.0M
largest single claim
70%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Columbia, OR and where it ranks among U.S. counties. It is not a verdict on whether Columbia is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.