Property Atlas

County hazard profile

Clatsop, OR

Oregon · pop. 41,036 · FIPS 41007

Relatively High
FEMA risk rating · RATING
Tsunami
dominant hazard
$145M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

near the national middle (45th percentile)

national median $15M/yr Clatsop $145M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively High 95.07/100
national median ~50 among the highest nationally
Social vulnerabilityRelatively High 67.18/100
national median ~50 near the national middle (67th percentile)
Community resilienceRelatively High 74.59/100
national median ~50 higher than 75% of counties

Recorded · NFIP flood claims RECORDED

Realized flood losses in Clatsop

The National Flood Insurance Program has paid 160 flood-insurance claims totaling $2.0M in Clatsop since 1979. The costliest year was 2007 ($614K paid).

Flood-insurance dollars paid by year of loss

1979: $20 paid 1981: $93 paid 1982: $1,380 paid 1990: $16,355 paid 1991: $0 paid 1993: $2,180 paid 1994: $6,297 paid 1996: $461,916 paid 1997: $13,767 paid 1998: $13,626 paid 1999: $202,497 paid 2000: $8,051 paid 2001: $0 paid 2006: $327,434 paid 2007: $614,449 paid 2008: $13,479 paid 2009: $35,690 paid 2010: $0 paid 2011: $7,186 paid 2012: $0 paid 2013: $0 paid 2014: $1,043 paid 2015: $111,981 paid 2016: $36,564 paid 2017: $6,041 paid 2020: $1,208 paid 2021: $48,642 paid 2022: $798 paid 2023: $59,720 paid 2024: $0 paid 2025: $22,179 paid 2007 · $614K 1979 2025
$2.0M
total paid
$12,579
average claim
$201K
largest single claim
64%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Clatsop, OR and where it ranks among U.S. counties. It is not a verdict on whether Clatsop is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.